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Name: 495 Movers
Price range: $$
Rating: 5

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Choosing the Right Coverage for Your Move

At 495 Movers, we understand the importance of protecting your belongings during your move. That's why we offer a range of coverage options to give you peace of mind.

Basic Coverage (Free)

Included with your move.
Provides $0.60 per pound coverage for damaged items.
Based solely on the weight of any item/s damaged and does NOT fully cover repair or replacement of the item.

Full-Value Protection (Recommended)

This coverage is in addition to the cost of your move.
Prices vary based on the amount of coverage and size of the deductible you choose for your move.
Covers for the repair or replacement cost (whichever is less) for damaged items.
Priced based on your chosen level of protection and deductible.
Valuation is based on current market value (the cost to replace the same or similar item today), not the original purchase price.

*Please note that the initial cost of Full-Value Protection covers your belongings for the first 90 days. If you choose to store your belongings with us beyond 90 days, this coverage is renewed monthly at $5 per $1000 in coverage.

What's Not Covered:

Coverage does not include loss or damage to the following items:

Items made with veneered chipboard, particle board, MDF (medium density fiberboard), composite board, or similar materials. These materials are more prone to damage during the moving process.
Non-Household Items: Business equipment, industrial items, and other non-home items are not covered. (Limited coverage may be available for total loss under a Logistics policy).
Items You Pack Yourself: We are not responsible for damage to items you pack.
Fine Art: Special coverage is needed for art and other valuables under the Fine Arts policy.
Real Estate: We don't cover damage to your property itself.
Natural Wear & Tear: Loss or damages caused by wear and tear, deterioration, changes in climatic conditions, mold, mildew, infestations, or *inherent vice.

*Inherent Vice – an exclusion found in most property insurance policies eliminating coverage for loss caused by a quality in property that causes the item to damage or destroy itself.

Your Responsibilities:

Final Walk-through: Check your pick-up location before our team leaves to ensure all intended items are loaded.
Delivery Inspection: Immediately note any damages or missing items on your inventory sheet.
Written Documentation: Report any discrepancies in writing on the inventory sheet at delivery.
Additional Claims: Notify us within 7 days of delivery for any further discovered damages.
Timely Reporting: Prompt notification and verifiable move-related damage are crucial for coverage.